HELOC and refinance packages share many core forms, yet they differ in the number of pages, notarized documents, and post-signing requirements. A refinance commonly includes a Deed of Trust that must be notarized, plus lender and title affidavits that may require jurats. A HELOC often has fewer notarized pages but can include bank-specific riders and disclosures that require initials throughout the set.

• ID and name matching: Both package types require valid government issued ID that matches vesting. Some lenders request two forms of ID for HELOCs. We follow the assignment directions precisely.
• Notarized pages: Refinance sets almost always include a notarized Deed of Trust. HELOC sets may include a Deed of Trust or a similar security instrument depending on the lender. Affidavits that require a jurat appear in both package types when instructed by escrow.
• Right to Cancel: Both often include Notice of Right to Cancel for each borrower where applicable. The number of copies and initials are controlled by lender instructions.
• Scan backs and drop: HELOC assignments frequently request same-day scan backs before drop. Refinance files may require partial or full scan backs. We provide clean scans and carrier drop with tracking.

Lake Mead Mobile Notary guides the table, checks signature and initial blocks, and returns the file according to title requirements. Schedule a Downtown Summerlin appointment that fits your workday. Book online or call (702) 748-7444.

The Nevada Secretary of State’s standard apostille processing time is 3–4 weeks after your documents arrive at their Authentication Division. Lake Mead Mobile Notary provides same-day document preparation (when notarization is required) and courier coordination to submit your documents and expedite the timeline wherever possible.

Note: The apostille certificate itself is issued exclusively by the Nevada Secretary of State. Our role is to prepare, notarize (if needed), and deliver your documents to the state office and return completed apostilles to you.

⏱️ Processing Timeline Breakdown:

1. Day 0: Mobile notary appointment for notarization and document review
2. Days 1–2: Courier hand-delivery to Nevada SOS Authentication Division with proof of receipt
3. Weeks 1–4: Standard state processing time (3–4 weeks)
4. Days 28–30: Return shipment of apostilled documents via tracked courier

🚀 Expedited State Options:

• 24–48 hour expedited: +$75 (in addition to $20 base fee)
• 4-hour expedited: +$200 (in addition to $20 base fee)
• 2-hour expedited: +$500 (in addition to $20 base fee)
• 1-hour emergency: +$1,000 (in addition to $20 base fee)

⚠️ Example Fast-Track Scenario:

• Monday 8 AM: Notarization and document prep at your office
• Monday 2 PM: Courier delivery to Nevada SOS in Carson City (24-hour expedited added)
• Tuesday 2 PM: Apostille completed and available for pickup
• Wednesday morning: Tracked return delivery to your Las Vegas address

💡 Why Coordination Matters: Submitting incomplete or improperly formatted apostille requests leads to rejections and 2–4 week delays. Our service includes a pre-submission audit to ensure first-time acceptance, plus real-time tracking and status updates.

🏢 Service Areas for Same-Day Prep: Las Vegas Strip, Downtown Summerlin, Henderson business districts, and North Las Vegas corporate offices. Appointments available Monday–Saturday, 7 AM–8 PM.

Related Questions

• How Much Does an Apostille Cost in Nevada
• How Fast Can I Get an Apostille in Las Vegas
• What Documents Require Nevada Apostille Authentication for International Use?

Yes. A Property Manager or Agent may sign the utility affidavit if they show written authority to act for the owner. Utilities often require a specific Power of Attorney or a Management Agreement that explicitly authorizes utility actions. Many providers also ask that the authorization itself be notarized. Without verified capacity, the counter will reject the filing.

We notarize both the agent’s authorization and the affidavit in one visit across Southern Highlands, Green Valley Ranch, Seven Hills, and Rhodes Ranch. See Power of Attorney, Affidavits and Sworn Statements, and Notary with Witnesses Provided.