Most title companies require using their own notaries for real estate closings to maintain chain of custody, ensure compliance with specific lender instructions, and manage liability. While your own notary is legally valid in Nevada, title companies contractually mandate their selected notaries. Using an unauthorized notary can lead to rejection, closing delays, or escrow complications.

Why Title Companies Insist on Their Notaries:

Title companies coordinate with lenders, insurers, and county recorders—all of whom have specific requirements. They need notarization consistency and direct communication with the notary handling your closing. They also carry errors & omissions (E&O) insurance that covers their contracted notaries, which may not apply to independent notaries.

🔑 Can You Use Your Own Notary?

In rare cases, yes—but only with prior written approval from:

• The title company (may have exceptions for scheduling conflicts)
• Your lender (may require their approval)
• The seller's title company (if using separate title agents)

📋 Legitimate Reasons for Exception Requests:

• Your notary has existing relationship and coordination history
• Title company's notary has scheduling conflicts or excessive travel costs
• Out-of-state remote notarization is the only practical option
• Your notary is bonded, insured, and Nevada-commissioned

⚠️ Best Practice:

Always disclose your preferred notary to the title company early in the transaction. Get written approval in advance. If they refuse and delays occur, professional notaries in Summerlin and Water Street can coordinate with title company staff to facilitate acceptance or serve as backup if needed.

Related Questions

• What Happens If a Deed Is Notarized Incorrectly—Can It Be Fixed?
• How Do You Close Real Estate When Buyer Is Out of State and Can't Attend Closing in Person?
• Why Do Banks Refuse to Notarize Documents They Prepared?

Yes. Under Nevada law (NRS 487.560), you have the legal right to retrieve personal belongings from a repossessed vehicle without paying the full redemption amount. Tow yards must allow you to access personal property within reasonable hours, typically charging a $25-50 administrative fee for the retrieval service.

However, most Las Vegas tow yards require notarized authorization if you're not the registered owner or if there are title complications. This protects them from liability claims. Common scenarios requiring notarization include:

• Co-borrower retrieving property when primary borrower is unavailable
• Family member accessing belongings on your behalf (requires notarized power of attorney)
• Property disputes between joint owners or divorcing spouses
• Business vehicles containing company property (corporate authorization letter must be notarized)

⏰ Critical Timeline: Nevada tow yards typically hold personal property for 30-45 days after repossession before disposal. Storage fees continue to accrue, so retrieving belongings quickly saves money. Lake Mead Mobile Notary provides same-day tow yard notarization service throughout Las Vegas and Henderson, meeting you on-site to notarize property release authorizations.

📋 What You Can (and Can't) Retrieve: Personal property includes clothing, tools, car seats, electronics, documents, and personal effects. You cannot remove permanently affixed equipment (stereo systems, GPS units, custom wheels) or items that are part of the vehicle's secured collateral. If disputes arise, notarized affidavits documenting ownership of contested items may be required.

Related Questions

• What documents do I need to retrieve my car from a tow yard or impound lot?
• Can a family member or friend pick up my repossessed car if I'm hospitalized or deployed?
• What are my rights to personal property in a repossessed vehicle in Nevada?