HELOC and refinance packages share many core forms, yet they differ in the number of pages, notarized documents, and post-signing requirements. A refinance commonly includes a Deed of Trust that must be notarized, plus lender and title affidavits that may require jurats. A HELOC often has fewer notarized pages but can include bank-specific riders and disclosures that require initials throughout the set.

• ID and name matching: Both package types require valid government issued ID that matches vesting. Some lenders request two forms of ID for HELOCs. We follow the assignment directions precisely.
• Notarized pages: Refinance sets almost always include a notarized Deed of Trust. HELOC sets may include a Deed of Trust or a similar security instrument depending on the lender. Affidavits that require a jurat appear in both package types when instructed by escrow.
• Right to Cancel: Both often include Notice of Right to Cancel for each borrower where applicable. The number of copies and initials are controlled by lender instructions.
• Scan backs and drop: HELOC assignments frequently request same-day scan backs before drop. Refinance files may require partial or full scan backs. We provide clean scans and carrier drop with tracking.

Lake Mead Mobile Notary guides the table, checks signature and initial blocks, and returns the file according to title requirements. Schedule a Downtown Summerlin appointment that fits your workday. Book online or call (702) 748-7444.

When an employee's work authorization expires, employers must complete Section 3 reverification before the expiration date using either the current I-9 form version or a standalone Section 3 supplement. The employee must present new documentation from either List A (showing both identity and work authorization) or List C (showing work authorization only)—employers cannot require specific documents and must accept any valid documentation the employee chooses to present from the acceptable list. Common scenarios requiring reverification include Employment Authorization Documents (EAD cards) expiring after initial hire, temporary work visas reaching their end date, Temporary Protected Status (TPS) renewals, DACA work permits requiring renewal, and conditional permanent resident cards (2-year green cards) needing replacement with 10-year permanent resident cards.

Missing reverification deadlines is the #1 I-9 audit violation, appearing in 67% of ICE enforcement cases with penalties of $288 to $2,861 per unreverified employee. Employers must track work authorization expiration dates proactively—ideally 90 days before expiration—and cannot continue employing workers whose authorization has lapsed, even by a single day, without completed reverification. The reverification process requires the employee to present unexpired documents, the employer or authorized representative to physically examine them (unless using approved remote verification through December 2025), and proper completion of Section 3 fields including document title, number, and expiration date. Employers should maintain tickler systems, automated HR reminders, or calendar alerts for every employee with temporary work authorization to ensure timely reverification and avoid the severe consequences of employing unauthorized workers after status expiration.

Lake Mead Mobile Notary provides I-9 reverification services throughout Las Vegas, Henderson, and Clark County, helping employers maintain compliance when employee work authorization expires. Our mobile notaries travel to employee locations to examine updated documentation, complete Section 3 accurately, and provide employers with properly reverified I-9 forms that meet federal standards. This service is especially valuable for businesses with distributed workforces, remote employees, or limited HR capacity who need professional assistance tracking and completing reverifications before deadlines. We also offer reverification tracking consultations that help employers identify upcoming expiration dates and implement proactive compliance systems.