HELOC and refinance packages share many core forms, yet they differ in the number of pages, notarized documents, and post-signing requirements. A refinance commonly includes a Deed of Trust that must be notarized, plus lender and title affidavits that may require jurats. A HELOC often has fewer notarized pages but can include bank-specific riders and disclosures that require initials throughout the set.

• ID and name matching: Both package types require valid government issued ID that matches vesting. Some lenders request two forms of ID for HELOCs. We follow the assignment directions precisely.
• Notarized pages: Refinance sets almost always include a notarized Deed of Trust. HELOC sets may include a Deed of Trust or a similar security instrument depending on the lender. Affidavits that require a jurat appear in both package types when instructed by escrow.
• Right to Cancel: Both often include Notice of Right to Cancel for each borrower where applicable. The number of copies and initials are controlled by lender instructions.
• Scan backs and drop: HELOC assignments frequently request same-day scan backs before drop. Refinance files may require partial or full scan backs. We provide clean scans and carrier drop with tracking.

Lake Mead Mobile Notary guides the table, checks signature and initial blocks, and returns the file according to title requirements. Schedule a Downtown Summerlin appointment that fits your workday. Book online or call (702) 748-7444.

Yes, but only with a notarized Nevada DMV VP-136 Power of Attorney specifically authorizing vehicle transactions. Tow yards and repo companies will not release vehicles to non-owners without proper legal authorization, regardless of family relationship or emergency circumstances.

Common situations requiring notarized vehicle POA include:

• Military deployment: Active duty personnel stationed overseas or out of state
• Hospitalization: Medical emergencies preventing personal appearance (ICU, surgery recovery, extended care)
• Out-of-state residence: Vehicle repossessed while you're traveling or living elsewhere temporarily
• Incarceration: Jail or prison situations where personal retrieval is impossible
• Disability: Physical or cognitive conditions preventing tow yard visits

📋 VP-136 Requirements for Tow Yard Acceptance:

• Must be notarized by a Nevada notary with wet-ink signature and physical seal
• Must specifically authorize the named person to retrieve, drive, and sign release documents for the vehicle
• Must include complete vehicle description (year, make, model, VIN)
• Original notarized document required (photocopies typically rejected)
• Your agent must present their own valid government-issued ID matching the POA

⚠️ Hospital Notarization for Emergency Situations: If you're hospitalized in Sunrise Hospital, UMC, or other Clark County medical facilities, Lake Mead Mobile Notary provides bedside notarization service. We coordinate with hospital staff to notarize VP-136 forms while you're receiving treatment, preventing storage fees from accumulating during your recovery.

💰 Cost-Benefit Reality: Mobile notary service for VP-136 costs $45-60. Tow yard storage is $35-50 per day. If hospitalization or deployment prevents you from personally retrieving your vehicle for 7-10 days, you'll accrue $245-500 in storage fees. Notarizing a POA immediately and having someone retrieve the vehicle same-day saves hundreds of dollars.

🏥 Special Case - Incarcerated Owners: If you're incarcerated and your vehicle was repossessed or impounded, Nevada jails and detention facilities allow notary visits by appointment. We provide incarcerated owner vehicle release notarization at Clark County Detention Center and other facilities, enabling family members to retrieve vehicles using properly executed POA documents.

Related Questions

• What documents do I need to retrieve my car from a tow yard or impound lot?
• Can I get my personal belongings from a repossessed car without paying the full balance?
• What are the legal requirements for Nevada VP-136 Power of Attorney?