Yes, this happens frequently. Banks refuse to notarize documents they prepared because notaries must act as impartial third parties witnessing signatures without endorsing document content. If a bank notary is employed by the institution that drafted the document, impartiality is questioned, creating legal liability exposure.

Conflict of Interest & Liability Concerns:

Complex documents like powers of attorney, trusts, or healthcare directives require specific formalities. Bank policies often prohibit notarization of unfamiliar or sensitive documents, especially those involving estate planning. The concern is that any error could expose the bank to liability claims. By refusing, banks protect themselves—but leave you without a service you may urgently need.

✍️ When Banks Say No to Their Own Documents:

• Financial power of attorney prepared by the bank's legal department
• Trust documents the bank reviewed but didn't draft
• Complex healthcare directives requiring witness verification
• Documents involving third-party beneficiaries or contested terms

⚖️ Your Options:

Seek a licensed mobile notary experienced with estate planning. Professional notaries in Rancho Bel Air and Summerlin provide specialized notarization with proper legal oversight and immediate availability, bypassing bank delays and refusals.

Related Questions

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An Acknowledgment is used for documents such as deeds, easement grants, and homestead declarations. The notary confirms the signer’s identity and that the signature was made willingly. The signer may sign in front of the notary or acknowledge a prior signature. A Jurat applies to sworn statements such as owner or title affidavits. The signer must appear, take an oath or affirmation, and sign in the notary’s presence. Choosing the correct certificate prevents recording rejections and title delays. We handle both certificate types for clients in Las Vegas, Henderson, North Las Vegas, and Boulder City. See Affidavits and deed services: Grant Deed, Quitclaim Deed, and Warranty Deed.