Reverse mortgage signings are more detailed and often take longer than standard refinances. Borrowers should prepare valid government issued ID, the reverse mortgage counseling certificate provided by the HUD approved counselor, and any occupancy or identity affidavits required by title. Non borrowing spouses may need to sign certain disclosures or acknowledgments even if they are not on the loan. We verify identity, confirm willingness, and notarize the pages that require a Nevada jurat or acknowledgment.

• What is usually notarized: Deed of Trust or equivalent security instrument, select title or lender affidavits, and other sworn statements when instructed.
• Spousal participation: A non borrowing spouse may sign spousal or occupancy documents based on title requirements and vesting. Bring valid ID for every signer.
• Time and environment: Expect a longer table session with clear lighting and a stable surface. We move at a steady pace and confirm each signature and initial block.
• Scan backs and drop: Many reverse assignments require scan backs for review before the shipping label drop. We provide clear scans and immediate tracking updates.

Lake Mead Mobile Notary serves senior communities across Las Vegas, including Sun City Anthem, Sun City Summerlin, and Sun City Aliante. To schedule a reverse mortgage signing, book online or call (702) 748-7444.

REO inspections document condition, security, and occupancy for bank owned properties. Asset managers use exterior photo sets, hazard notes, and vacancy checks to guide preservation and repair decisions using Exterior Only Property Inspection. When access is available, interior rooms and simple utilities are photographed to show habitability and risk items through Interior and Exterior Property Inspection. Vacancy and posting are handled with Occupancy Verification and Vacant Property Condition Check. Reports are delivered by secure link for assets across Las Vegas, Downtown Las Vegas, Spring Valley, the Las Vegas Strip, Summerlin South, North Las Vegas, Henderson, and Boulder City.

No, I-9 is required only for employees—independent contractors are not subject to I-9 verification because they are not considered employees under federal immigration law. The business relationship with an independent contractor is governed by contract terms, not employment law, meaning the contractor maintains control over how work is performed, provides their own tools and equipment, sets their own schedule, works for multiple clients, and bears the financial risk of the engagement. However, misclassifying employees as contractors to avoid I-9 creates major liability because ICE, the Department of Labor, IRS, and state agencies scrutinize worker classification, and intentional misclassification to evade employment eligibility verification constitutes a serious violation potentially resulting in back taxes, penalties, criminal prosecution, and fines far exceeding standard I-9 violations.

Recent enforcement focuses heavily on gig economy worker classification, with federal and state regulators targeting rideshare companies, delivery services, staffing platforms, construction subcontractors, and healthcare agencies that misclassify employees as independent contractors. The test for worker classification examines multiple factors: degree of control over work performance (employer-controlled = employee), integration into business operations (integral role = employee), opportunity for profit or loss (fixed pay = employee), investment in equipment and facilities (employer-provided = employee), permanency of relationship (ongoing = employee), and skill/initiative required (routine tasks = employee). Companies that systematically misclassify workers face joint employer liability where both the company and the misclassified "contractor" arrangement can trigger penalties, while individual cases of good-faith misclassification still require I-9 correction once employee status is established.

Lake Mead Mobile Notary provides I-9 verification services for properly classified employees throughout Henderson, Las Vegas, and Clark County, ensuring compliant employment eligibility verification for your workforce. We also help businesses transitioning contractors to employee status by completing I-9 verification within the required 3-day window from the first day of employment. For companies using both employees and legitimate independent contractors, our mobile notaries can verify which workers require I-9 completion based on the business relationship structure, reducing the risk of inadvertent classification errors. This service is especially valuable for construction firms, healthcare providers, and professional services companies in Rancho Bel Air and surrounding areas that maintain mixed workforces of employees and genuine independent contractors.