FREQUENTLY ASKED QUESTIONS

What's the difference between a police crash report and the DMV's DLD-68 affidavit?

Police reports and DMV crash affidavits are separate filings with different agencies. A police crash report documents law enforcement's investigation, while the DLD-68 affidavit is submitted to the Nevada DMV Financial Responsibility Unit explaining why you missed the 10-day SR-1 filing deadline. Only the DMV filing prevents license suspension.

Many drivers assume filing a police report satisfies all post-crash obligations. In reality, Nevada law (NRS 484E.070) requires independent DMV notification within 10 days for any crash involving injury, death, or property damage exceeding $750. Police reports are not forwarded to DMV's Financial Responsibility Unit. When that deadline passes, you must submit a notarized DLD-68 affidavit to avoid automatic suspension.

📋 Key Differences:

  • Police Report: Filed with law enforcement; establishes fault/liability for insurance claims
  • DLD-68 Affidavit: Filed with Nevada DMV; sworn statement explaining late reporting; prevents license suspension
  • Notarization Requirement: Police reports = no notary needed; DLD-68 = wet-ink notary signature mandatory
  • Processing Agency: Police = local jurisdiction; DLD-68 = DMV Financial Responsibility Unit in Carson City

⚠️ Critical Timeline: If you miss the 10-day SR-1 window, DMV sends a suspension warning letter giving you 10-15 business days to submit a notarized DLD-68. Lake Mead Mobile Notary provides same-day DLD-68 notarization throughout Henderson, Las Vegas, and all Clark County areas, ensuring your affidavit reaches DMV before suspension takes effect.

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